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Living Benefits

EMM Marketing LLC

Safeguard your family’s future with the right life insurance policy.

Living Benefits, is a life insurance product that provides cash benefits to policyholders in the event of a chronic or critical illness diagnosis, as well as in the event of death. This type of insurance provides peace of mind and financial security for individuals and their loved ones during a time of crisis.


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For My Girls: Lita's Living Benefits Story

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More than 7000 clients taken care of!

Life Insurance

EMM Marketing LLC

Safeguard your family’s future with the right life insurance policy.

Don’t leave the your loved ones' future to chance. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made to your family when you are gone.

About Us

Helping You To

Manage Your Life Insurance Needs with the Best Living Benefits!

Margie Franco

Executive Field Director
NPN: 17240678

About Us

Helping You To

Manage Your Life Insurance Needs!

Margie Franco

Executive Field Director
17240678

Everything You Need To Know

About Living Benefits At A Glance

What is Living Benefits?

Living Benefits provide access to your life insurance while you’re still alive—helping cover expenses from chronic, critical, or terminal illness, even Alzheimer's —so you can protect your family’s finances when it matters most.

Important Details

Full Living Benefits are built in as a standard feature—at no additional cost—on Whole Life, IUL, and even Term policies, giving clients protection not only at death, but while they’re still living.

Everything You Need To Know

About Life Insurance At A Glance

What is Life Insurance?

Life insurance offers financial security for your loved ones. Choose between Term or Whole Life Insurance. Protect your family’s future today. Get expert guidance to find the right coverage.

Important Details

Life insurance offers coverage for your loved ones with options like Term Life (for a specific period) and Whole Life (lifetime coverage). Choose the right policy based on your financial goals. Protect your family’s future today.

Reviews

Real-Life Testimonials

From Satisfied Clients

For My Girls: Lita's Living Benefits Story

She Will Be My Future': The Tran Family's Living Benefit Story

Somebody Paid My Bills! ~ David Garcia 31y/o A Living Benefits Story

Reviews

Real-Life Testimonials

From Satisfied Clients

For My Girls: Lita's Living Benefits Story

She Will Be My Future': The Tran Family's Living Benefit Story

Somebody Paid My Bills! ~ David Garcia 31y/o A Living Benefits Story

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Important Questions

What Type of Life Insurance Do I Need?

The right life insurance depends on your goals, timeline, and financial situation. Both permanent life insurance and term life insurance options are available with comprehensive Living Benefits, providing protection not only at death but also in the event of a critical, chronic, or terminal illness.


How Much Coverage Should I Get?

Consider factors like your family’s living expenses, outstanding debts (like mortgages), future financial goals, and potential funeral costs when determining the amount of coverage you need.

Can I Customize My Life Insurance Policy?

Yes, many policies offer additional riders for things like accelerated death benefits, critical illness coverage, or waiver of premium in case of disability. These options allow you to customize the policy to meet your specific needs.

What If I Can’t Afford Life Insurance Right Now?

If the coverage you want isn’t comfortable for your budget today, we can start with an amount you can afford now and gradually increase it over time until it reaches your target protection. The best part — your eligibility and pricing are based on your current age, not your future age.


How do I Sign Up?

For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.

More Info

Important Questions

What Type of Life Insurance Do I Need?

If you are looking for affordable coverage for a specific period, Term Life Insurance may be best. For lifelong protection and cash value accumulation, Whole Life Insurance could be the right choice.

How Much Coverage Should I Get?

Consider factors like your family’s living expenses, outstanding debts (like mortgages), future financial goals, and potential funeral costs when determining the amount of coverage you need.

Can I Customize My Life Insurance Policy?

Yes, many policies offer additional riders for things like accelerated death benefits, critical illness coverage, or waiver of premium in case of disability. These options allow you to customize the policy to meet your specific needs.

What If I Can’t Afford Life Insurance Right Now?

There are budget-friendly options like Term Life Insurance with lower premiums. You can also adjust coverage amounts and durations to find a plan that fits within your financial means.

How do I Sign Up?

For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.

Looking for a First-Class Life Insurance Consultant?

Looking for a First-Class Life Insurance Consultant?

EMM Marketing LLC is committed to serving you at the highest level with all your Life Insurance needs.

National Producer Number: 17240678

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EMM Marketing LLC is committed to serving you at the highest level with all your Life Insurance needs.

National Producer Number: 17240678

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